Mwanzo Credit
Most people never find out what they can borrow, because finding out means going to a branch.
A lending front door for a Kenyan microfinance business: what the products are, what a loan would actually cost, and how to start one — without a branch visit.
- Financial services platform
- Design & build
- Logbook & asset finance · Title deed · Business · Personal
- Live
Lending fails at discovery, not at underwriting.
A microfinance lender can have good products and still lose most of its potential borrowers before any conversation happens. People do not know which product fits their situation, what it would cost, or what they need to bring.
The traditional answer is a branch visit — which is a high price to pay just to ask a question. Most people simply do not make the trip.
The web front door is not marketing here. It is the qualification step.
Understand, estimate, apply.
The site is organised around the sequence a borrower actually moves through, rather than around the lender’s internal product taxonomy.
Logbook and asset finance, title deed, business, and personal or emergency loans.
Enough plain description for a borrower to recognise their own situation.
A borrower sizes the loan and sees the cost before speaking to anyone.
What to bring, stated up front rather than discovered at a desk.
A guided application that starts the relationship online.
The front door.
Built to be read on a phone, by someone deciding whether this lender is worth contacting at all.
mwanzocredit.co.ke — the live site.
Build detail still to be written up.
The site is live. The implementation notes, integrations and any back-office work behind it are not yet documented here to the standard of the other dossiers.
Architecture — to document Stack — to confirm Outcome — to be measured